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We're so glad you're ready to join Pinnacle Credit. It only takes a few minutes to apply.

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Important information about procedures for opening an account

To help the government fight the funding of terrorism and money laundering activities, Federal law requireds all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

I acknowledge that i have read and agree to the Pinnacle Credit Privacy Disclosure.

Important Disclosures

Pinnacle Credit's availability is not universal. It is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division. For any issues or complaints, you can reach out to our complaints manager via mail at P.O. Box 8407 Philadelphia, PA 19101, email at info@pinnaclecreditgov.us, or phone at 1-864-385-2216. Unresolved complaints can be directed through our website.

Please note, your payment history may be reported to credit bureaus. Late or non-payment may negatively affect your credit rating. Failure to repay according to the agreement terms may result in your account being placed with or sold to a third-party collection agency.

First-time customers can typically qualify for credit between $500 and $4,000, with APRs between 99% and 349%. For instance, in Missouri, a $2,000 installment loan would require 48 bi-weekly payments of $190.50, which includes $7,144.72 of interest and an APR of 245%. After 48 successful payments, the loan would be paid in full.

Loans/cash advances accepted before 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) can be funded the same day.
Please be aware that this is a high-cost form of credit.